Open payroll connectivity for Europe

Easily access payroll records of UK consumers via a single API and make it easy for your customers to verify employment and income or switch direct deposits.

Get API keys

Enable more than 20m UK employees to share their employment records with you based on our industry leading provider coverage

Optimize user experience, improve conversion and reduce fraud in income validation

  • Provider search
  • Self-service login
  • Data verification

Provider search

Users select their payroll provider/employer from the industry leading coverage provided by Mistho to start verification process.

Our data is structured so you don’t have to do the work

Via our standard JSON output you get all the info you need securely stored on our servers and available only to you (even we can’t access). And even better if you need, you still receive all the original documents in PDF format.

  • Employee

Identity

Employment

Income Summary

Paystub

Identity

John Doe
Name
•••••1234
NI
123456A
Tax Code
johndoe@email.com
E-mail

Employment

Company Ltd.
Name
London Street
Address
EC4M 8AD
01/01/2021
Start date
£24,000
Annual Salary

Income Summary

August
Month
05
Tax Month
2,000
Salary
300
Bonus
-200
Tax
-100
N.I.
-50
Student Loan
1,950
Net pay

Paystub

31/08/2021
Pay Data
GBP
Currency
BACS
Payment Method
johndoe@email.com
E-mail
insert_drive_filePaystup 31.08.2021

Our API and front-end module are implemented in minutes not months

We have faced the same problems as you in the past incl. unclear and non-existent API documentation resulting in slow implementation timelines. With Mistho we are building a developer-first community of financial innovators.

Documentation

Our API is built by developers for developers improving the way you work.

View docs

Sandbox

Sign-up and get instant access

Get API keys
<script>
//Step 1 - Call our API using your backend to generate a transaction_id
//Step 2 - Call your back end to retrieve a transaction_id from mistho
const misthoTransactionId = <%= Value returned by API call to acquire transaction_id %>

//Step 3 - Initialize Mistho app
const mistho_window = window.open('https://app.mistho.io?transaction_id=' + misthoTransactionId, '_blank');

mistho_window.onload = function(){ 
    // Optional, called when Mistho window loads
    console.log('Mistho app loaded')
}

mistho_window.onclose = function(){ 
    // Optional, called when Mistho window is closed by the user.
    console.log('Mistho app closed')
}
</script>

Compliance and security at its core

Regulatory Frameworks

Regulatory Frameworks

Mistho is on its way to be ISO 27001 certified and soon to complete SOC 2 Type I examination for security, availability, and confidentiality. Additionally Mistho is currently undergoing GDPR and data security audits. Mistho is committed to maintaining and achieving the highest levels of security standards.

Encryption Standards

Encryption Standards

Mistho encrypts key data to ensure the highest quality and security standards. Security measures are put in place to protect all sensitive data and Mistho only ever works with single time access never storing any user credentials.

Commitment to Privacy

Commitment to Privacy

Mistho is built on a deep commitment to data privacy. User data access provided to partners is one-time only and non-recurring. Mistho acts solely on behalf of the end-user and does not aggregate, resell or re-use their private data under any circumstance.

Build the future of fintech with Mistho

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