Integrate Mistho to obtain first-party secure and untampered income data to reduce your lending risk

Mistho's Income Verification solution:

  • Protects you and your customers from a risky mortgage.

  • Drastically reduces time spent on document checks.

  • Enables a fully digital user experience.

  • Allows you to make a confident decision, faster.

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Mortgage Process

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Lead generation is competitive and costly. Attract more leads by offering an end-to-end digital process - regardless of whether your are a lender or a broker.

How Mistho Works

Users search for their payroll provider and logs in once. We retrieve the payroll data and securely and deliver it to you in a standardized format. Unlike Open Banking, our one-time access gives privacy assurance to your users.

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Mistho App
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Mistho easily seamlessly integrates into your user experience at any part of the process you'd like

Technology-enabled Solutions

Open Banking
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Up-to-date data
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Possible Fraud
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Only Total Income
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Enables fully-digital UX
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Large Cost Savings
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Privacy: Continuous Data Stream

At Mistho, we envision an inclusive financial ecosystem where multiple first-party data sources are used for accurate decisioning and a frictionless lending process. We believe that Open Payroll will power the inevitable digital transition of processes where income verification is needed.

Ready to get started?
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