Integrate Mistho to obtain first-party secure and untampered income data to reduce your lending risk

Mistho's Income Verification solution:

  • Protects you and your customers from a risky personal loan.

  • Drastically reduces time spent on document checks.

  • Enables a fully digital user experience.

  • Allows you to make a confident decision, faster.

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Consumer Loan Process

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The consumer loan space is highly competitive. Attract more leads while reducing risk by offering an end-to-end digital process with income verificaiton.

How Mistho Works

Users search for their payroll provider and logs in once. We retrieve the payroll data and securely and deliver it to you in a standardized format. Unlike Open Banking, our one-time access gives privacy assurance to your users.

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Mistho App
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Mistho easily seamlessly integrates into your user experience at any part of the process you'd like

Technology-enabled Solutions

Open Banking
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Up-to-date data
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Possible Fraud
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Only Total Income
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Enables fully-digital UX
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Large Cost Savings
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Privacy: Continuous Data Stream

At Mistho, we envision an inclusive financial ecosystem where multiple first-party data sources are used for accurate decisioning and a frictionless lending process. We believe that Open Payroll will power the inevitable digital transition of processes where income verification is needed.

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