Easily access payroll records of UK consumers via a single API and make it easy for your customers to verify employment and income or switch direct deposits.
Users select their payroll provider/employer from the industry leading coverage provided by Mistho to start verification process.
Via our standard JSON output you get all the info you need securely stored on our servers and available only to you (even we can’t access). And even better if you need, you still receive all the original documents in PDF format.
Identity
Employment
Income Summary
Paystub
We have faced the same problems as you in the past incl. unclear and non-existent API documentation resulting in slow implementation timelines. With Mistho we are building a developer-first community of financial innovators.
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<script>
//Step 1 - Call our API using your backend to generate a transaction_id
//Step 2 - Call your back end to retrieve a transaction_id from mistho
const misthoTransactionId = <%= Value returned by API call to acquire transaction_id %>
//Step 3 - Initialize Mistho app
const mistho_window = window.open('https://app.mistho.io?transaction_id=' + misthoTransactionId, '_blank');
mistho_window.onload = function(){
// Optional, called when Mistho window loads
console.log('Mistho app loaded')
}
mistho_window.onclose = function(){
// Optional, called when Mistho window is closed by the user.
console.log('Mistho app closed')
}
</script>
Powered by AWS KMS, Mistho keeps all data encrypted at RSA 4096 (the same encryption grade used by the military) with SHA-256 signing. All data is encrypted at rest and stored using kubeseal secret management services.
Mistho is a designated Data Transfer Agent. As such, Mistho acts solely on behalf of the end-user and does not aggregate, resell or re-use their private data under any circumstance.
Mistho uses a session based verification process in which we never store users log-in details. Every access is initiated on a one-time basis and we don't offer a recurring view into consumers financials to provide for higher comfort and better conversion.
Mistho is GDPR compliant and registered with the UK ICO. In addition, we are ISO 27001 certified and apply the highest standards of data security, availability, and confidentiality.
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